Holden Finance Macksville

Features

• Terms range from 12 to 84 months.
• Interest Rate is fixed for the term of the loan as are your repayments.
• You can pay your loan via the convenient method of Direct Debit or BPAY.
• You can make a deposit to the transaction of any amount.
• Payments can be made as often as you like (i.e. Weekly, Fortnightly) via the BPAY method.
• Other costs associated with the purchase can be financed on the contract (like, Comprehensive Insurance, registration and on-road costs).
• You can specify a larger final payment (known as a balloon).
• Approvals - Loans can be approved in less than 1 hour.

Benefits

• Payments can be structured to suit your individual needs, with your budget and cash flow taken into consideration.
• With a fixed interest rate you are protected against the market fluctuations.
• More frequent payments reduce your interest charges and the term of your loan.
• By financing other costs and insurance you can preserve your cash for other purposes.
• A deposit will reduce your repayments and your interest charges by reducing the amount borrowed.
• A Balloon payment has the effect of lowering your regular monthly payments and making your car more affordable.
• GST: GST is not payable on any part of the Consumer Loan transaction however may be payable on the purchase price of the vehicle or other items like Insurance.